Effective Date: 7-10-25
Welcome to Independent Health Plans. By accessing or using our website, services, or content (collectively, the “Site”), you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use the Site.
1. Use of the Site
You agree to use this Site for lawful purposes only. You may not use this Site in any way that could damage the Site, interfere with any other party’s use, or infringe on the rights of others.
2. Services Provided
Independent Health Plans offers:
- Information on health insurance and life insurance plans
- Educational materials to help consumers make informed decisions
- Guidance on Medicare options
- Contact access for licensed agents and customer service support
We do not guarantee that any plan mentioned is available in your area or that you will qualify for any specific plan. Plans are subject to change and availability.
3. No Financial or Legal Advice
The content provided on this Site is for informational and educational purposes only and is not intended to constitute professional financial, legal, or medical advice. You should consult with licensed professionals before making any insurance or healthcare-related decisions.
4. Accuracy of Information
We strive to ensure that all information provided is accurate and up to date. However, we do not warrant or guarantee the accuracy, completeness, or reliability of any content on the Site. Plan details, prices, availability, and benefits are subject to change without notice.
5. Third-Party Links and Content
This Site may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of these external sites. Inclusion of such links does not imply endorsement.
6. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, videos, and educational materials, is the property of Independent Health Plans or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written permission.
7. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
8. Limitation of Liability
To the maximum extent permitted by law, Independent Health Plans is not liable for any damages arising from your use of or inability to use the Site, including but not limited to indirect, incidental, or consequential damages.
9. Disclaimer
We make no warranties, express or implied, regarding the Site or the information provided, including but not limited to any warranties of merchantability or fitness for a particular purpose.
10. Modifications
We reserve the right to modify these Terms and Conditions at any time without notice. Changes will become effective immediately upon posting. Your continued use of the Site constitutes your acceptance of any updated terms.
11. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Independent Health Plans is headquartered, without regard to its conflict of laws principles.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us: